Investment

The choice of where and when to invest and how to monitor your investments is not necessarily straightforward. Therefore, seeking professional advice and ongoing guidance on how best to achieve your objectives is sensible. Clearly, it is important to retain monies on deposit for short term needs. Over the longer term, however, investment in shares and bonds has been widely acknowledged to be one of the best ways to maintain and increase the real value of your money.

Building an investment portfolio involves a number of decisions at different levels. It is important to select the right mix of asset types and investment vehicles to match your objectives as well as to consider factors such as timescale, risk tolerance, sector allocations together with future liabilities.

Of course, once an investment strategy has been agreed upon your portfolio should be monitored to ensure that it continues to perform in line with your expectations. Indeed, not all the top performers of today will necessarily produce the best returns in the future and should you choose to realise assets, you will need to consider any tax implications.

It is well considered that cash on deposit produces a meagre return once tax and inflation are factored into the equation. For example assuming a £10,000 was held in a bank account over the course of the year net interest earned may be in the region of £

Risk warning(s): The past performance of an investment is not a guide to future performance and the value of any investment can fall as well as rise.